Frequently Asked Questions

Four Nines General Questions

What payments are accepted and provided?

Jewelry: We accept cash, credit, debit, PayPal, and wire transfers on jewelry purchases.

Bullion: We accept cash, debit, or check for bullion purchases. We require a 10-business-day hold on items paid for with checks.

Do you offer financing?

Yes, we offer financing on jewelry items. We do not offer financing on luxury watches and bullion. You can visit our stores to apply for our financing programs see what you qualify for.

Do you offer layaway?

Yes, we offer layaway. We require a non-refundable payment of 20% down and payment over 90 days.

Do you have a return policy?

Yes, please get in touch with our associates to learn more about our return policy.

What kind of jewelry do you buy?

We buy fine jewelry, including gold, silver, platinum, diamond, and designer jewelry. We also buy luxury watches such as Rolex, Breitling, Omega, Tag Heuer, and Cartier.

What type of silver do you buy?

We buy silver jewelry as well as sterling silver flatware. If you're wondering whether or not your items are sterling silver, check them for a stamp that says "925" or "STERLING". You can always stop by, and our experts will take a look at your items for free!

What types of coins do you buy?

We buy gold, silver, platinum, and palladium bullion coins, as well as some rare coins.

What kind of jewelry do you offer?

We sell gold, silver, diamond, and designer jewelry. We offer lab-grown diamond jewelry as well as natural diamond jewelry.

Do you have designer jewelry? If so, what brands?

Yes, we carry designer jewelry, including Cartier, David Yurman, James Avery,

Do you offer financing on jewelry?

Yes, we offer financing and leasing options on jewelry. You can visit at your convenience during business hours to apply and see which programs you qualify for.

Is all of your jewelry pre-owned?

We sell pre-owned jewelry, including estate and vintage jewelry, as well as new jewelry from many of the jewelry brands we work with.

Do you sell silver jewelry?

Yes, we sell silver jewelry, including James Avery, David Yurman, and other brands.

What if what I want is out of stock?

We work with many jewelry vendors and can order any jewelry. We also work with diamond dealers worldwide to find the best diamonds at the best prices. You can speak with our sales associates, who'll work with you to find your perfect piece.

Do you sell lab-grown diamond jewelry?

Yes, we sell lab-grown diamond jewelry. We also sell natural diamond jewelry.

What is the price of gold?

The price of gold changes every few minutes or so. You can call or visit us for the most up-to-date prices and offers on gold bullion.

What is the price of silver?

The price of silver changes every few minutes or so. You can call or visit us for the most up-to-date prices and offers on silver bullion.

What is the price of American Gold Eagles?

The price of the American Gold Eagle changes along with the spot price of gold every few minutes or so. If you'd like to get the most up-to-date pricing, please call any of our locations.

How do you price bullion?

We price bullion based on the spot price of gold, silver, platinum or palladium.

Which brands of luxury watches does Four Nines sell?

We sell Rolex, Breitling, Omega, Tag Heuer, and Cartier watches.

Do you buy watches?

Yes, we buy watches at all of our locations. We buy Rolex, Breitling, Omega, Tag Heuer and Cartier watches.

Do you offer services on watches?

Yes, our watch specialists can service your watches at all of our locations.